Cost / Put the quote on paper
MOTS-c has no approved US product, so no official price from its maker or government was available on September 30, 2026.
Ask for a written quote that names the exact product and lists every charge. Keep unanswered costs visible.
Source: the US medicine regulator’s review Open the cost worksheet
Name each charge before adding up a total. A blank is still an unanswered question.
Ask the payer, not just the pitch
Ask the insurer for a written answer about the visit and the exact product separately.
Keep “not answered” separate from “covered”.
Health savings accounts and flexible spending accounts let you save money for medical costs before taxes come out.
The Internal Revenue Service (IRS) is the US tax agency.
Under IRS guidance checked September 26, 2026, costs merely meant to improve general health do not qualify as medical care.
That rule alone does not show that a MOTS-c bill qualifies.
Ask whoever runs your medical spending account whether it can pay that exact charge. Check before you count on getting the money back.
A quote you can compare
Ask what each payment covers and when it repeats. If a line does not apply, write that down too.